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Karen Millar

Financial Adviser



Providing financial advice must be in my blood. It’s something I’ve been doing professionally for well over 30 years. I finished school and went straight into a role at my local National Bank branch. Then, for 13 years I worked across various areas of banking before becoming an independent mortgage adviser. Along the way I’ve picked up the Level 5 Financial Services qualification and completed numerous banking courses – and I’d like to think a few decades around the sun has armed me with lots of other important skills (albeit not officially recognized).

I get a huge amount of satisfaction from guiding clients through the whole home-buying process. I know that purchasing a home is the biggest financial decision many will ever make. So, I give this task my full dedication. From the moment I meet my new clients, I go out of my way to build a good relationship, provide support and put them at ease. Arranging initial finances, refixing loans, securing top-ups, I take care of it all, and ultimately, I work with them again when they make their next move. My aim is always to build relationships that my clients want to keep for life.

My biggest thrill comes from first home buyers. They come to me not always knowing the intricacies of buying a home, what they can borrow and how the process works. They leave as happy homeowners.

My work/life balance isn’t always ideal, but I strongly believe that you only get out what you put in. When I’m not sitting at my desk or out visiting clients, I love to get out in the fresh air and walk. I do yoga to destress the mind and body (well, that’s the plan anyway), and spending time with my family and friends is also important to me. I find myself drawn to the coastline – beach walks and breathing in the salt air are very therapeutic.

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